You simply cannot rely on online calculators or websites to accurately estimate your home’s value. Your home’s value is influenced by recent sales activity, the competition it will face in attracting buyers, the home’s condition, and the marketing strategy that will be used to build up and leverage current demand. Perhaps your home has some architectural significance that you're unaware of. Maybe there’s some minor improvements that can be made that would make a major difference. There are so many factors that an online calculator cannot evaluate. Without a real assessment, your home could sell well under its potential value leaving you with less equity to save or invest. The only way to get an accurate assessment of your home’s value is to have a licensed professional:
1) Evaluate the condition of your home
2) Analyze its full potential against the competition
3) Create a custom marketing plan to attract buyers